Commercial insurance data
to feed your AI agent.
Your model is brilliant. It's also starving. Give it the freshest workers' comp renewal dates, carriers, mods, OSHA and 5500 data on the planet — the context it needs to actually close business.
Tokens are cheap. Good context isn't.
Anyone can prompt "find me a lead." Insurance Xdate is the structured, sales-ready data that turns a clever guess into a real opportunity.
Renewal Xdates
The single most valuable number in commercial insurance. Know exactly when a policy is up — before the incumbent does.
Carrier & Mod Intel
Current carrier, experience mod, LCM, loss cost and class codes. The "why" your agent needs to differentiate the pitch.
OSHA & DOT Signals
Violations, penalties, fleet size and safety records cross-referenced into one comprehensive risk profile.
XRate Market Intelligence
Live SERFF carrier rate filings, scored by impact and tagged offensive/defensive — matched to your book so your agent knows about rate changes before your clients do.
5500 Benefits Data
Health & retirement plan details from 5500 filings, consolidated and magnified for the parts that matter to a sale.
Decision-Maker Contacts
Names, titles and contact details so your agent stops emailing info@ and starts talking to humans.
API & MCP Server
A real REST API plus a native MCP server — plug your AI agent straight into the data with search, company profiles, talking points and market analysis as tools.
CSV & JSON Bulk Data
Bulk regional and national data plus list-append services in CSV and JSON. Ingest it however your stack — or your pipeline — prefers.
Garbage in, unemployed out.
The best agent in the world can't sell a renewal it doesn't know exists. Here's the pipeline that keeps it honest.
Your AI Agent
smart, eager, hungry
Insurance Xdate
the data feed
New Business
won, not hallucinated
Know about rate changes before your clients do.
XRate reads every SERFF carrier rate filing, scores it by impact, tags it offensive or defensive, and matches it to your carrier appointments — so the moment a competitor takes a rate increase, your agent already has the pitch.
Carrier A — WC Rate Increase
+8.4% statewide in PA, eff. next quarter. Their renewals just got more expensive — your opening.
Your Carrier — Rate Decrease
−3.1% filed in NJ. A reason to call your book before anyone else does — protect the renewal.
Carrier B — Form & Rule Update
Coverage language change, minimal premium effect. Context your agent can cite, scored so it knows not to over-pitch it.
Plug your agent straight into the data.
A real REST API for your pipeline — and a native MCP server so your AI assistant can query Insurance Xdate as a set of tools. Prospecting, profiles, talking points and market analysis, no glue code required.
// real MCP tools your agent can call — not a demo
Stop prompting. Start prospecting.
The AI is optional. The data isn't. Insurance Xdate is the prospecting platform thousands of commercial agents already use to generate leads and win new business — agent or human.